This User Agreement (hereinafter referred to as the “Agreement”) is an electronic agreement between the User and the SpbWMCasher service and contains the rules for working on the SpbWMCasher Website at https://spbwmcasher.ru/tos / (hereinafter referred to as the “Site”). By continuing to use the site, the User confirms his unconditional agreement with this User Agreement.
The transaction is considered completed after receiving the following confirmations:
– USDT TRC20 — 25 confirmations.
– USDT BEP20 — 40 confirmations.
– USDT ERC20 — 25 confirmations.
– Bitcoin — 4 confirmations.
– BTC BEP20 — 40 confirmations.
– Ethereum — 25 confirmations.
– ETH BEP20 — 30 confirmations.
– ETC — 300 confirmations.
– USDC TRC20 — 25 confirmations.
– USDC ERC20 — 25 confirmations.
– USDC BEP20 — 25 confirmations.
– DAI — 25 confirmations.
– DASH — 10 confirmations.
– TUSD — 20 confirmations.
– USDP — 25 confirmations.
– LTC — 15 confirmations.
– BUSD BEP20 — 40 confirmations.
– XRP — 1 confirmation.
– UNI — 20 confirmations.
– COMP — 20 confirmations.
– DOGE — 15 confirmations.
– EOS — 330 confirmations.
– TRX — 1 confirmation.
– XLM — 1 confirmation.
– ZEC — 22 confirmations.
We draw the User’s attention to the following:
– The User assumes all risks associated with the use of Services in this Service and transactions with digital assets, currencies and their derivatives.
– The User is notified that this Service is only a place for you to obtain information about digital assets, search for trading partners, conduct negotiations and transactions, transactions with digital assets; The User must independently and carefully determine the authenticity, legitimacy and validity of the relevant digital assets and/or information, as well as independently be responsible for losses arising in connection with this.
– The content of these Terms may be changed at any time without prior notice to Users. By using this Service, the User agrees to constantly review and monitor the time of updates, changes and modified content of these Terms; if the User does not agree with the relevant changes, he should immediately stop using the SpbWMCasher Services; Continued use of the SpbWMCasher Services by the User will mean that he accepts and agrees to the updated Terms.
– There are also risks associated with using an online transaction systеm, including, but not limited to, software, hardware, and internet connection failures. Since we do not control the reliability and availability of the Internet, we are not responsible for distortions, delays and connection failures.
– SpbWMCasher, in accordance with these Terms, is not a User agent, proxy or representative.
The User assumes all risks associated with the use of Services in this Service and transactions with digital assets, currencies and their derivatives.
The User is notified that this Service is only a place for you to obtain information about digital assets, search for trading partners, conduct negotiations and transactions, transactions with digital assets; The User must independently and carefully determine the authenticity, legitimacy and validity of the relevant digital assets and/or information, as well as independently bear responsibility for losses arising in connection with this.
The content of these Terms may be changed at any time without prior notice to Users. By using this Service, the User agrees to constantly review and monitor the time of updates, changes and modified content of these Terms; if the User does not agree with the relevant changes, he should immediately stop using the SpbWMCasher Services; Continued use of the SpbWMCasher Services by the User will mean that he accepts and agrees to the updated Terms.
There are also risks associated with using an online transaction systеm, including, but not limited to, software, hardware, and internet connection failures. Since we do not control the reliability and availability of the Internet, we are not responsible for distortions, delays and connection failures.
SpbWMCasher, in accordance with these Terms, is not a User agent, proxy or representative.
1. Terms and definitions
1.1. The SpbWMCasher service is a platform for searching for counterparties and making over—the-counter transactions.
1.2. The User is any legally capable person who has reached the age of 18, who has submitted an exchange request on the Website and has agreed to the terms of this Agreement.
1.3. Services of the service — assistance in conducting P2P transactions between individuals for the exchange of cryptocurrencies, as well as other services, information about which is posted on the Service’s website.
1.4. Personal data – information that identifies a person, including name, address, email address, bank details and other data, in accordance with this Policy. The term “Personal Data” does not inсlude anonymous and/or aggregated data that does not make it possible to identify a specific User.
1.5. Agreement – this User Agreement (Terms) and its integral parts, taking into account all additions and/or changes that may be made in the manner determined by their terms.
1.6. Website — a set of information, texts, graphic elements, design, images, photos and videos and other results of intellectual activity, as well as a set of computer programs contained in an information systеm that ensure the availability of such information at: https://SpbWMCasher.ru /, including any subdomains, and if the domain or Site material should be by changed for any reason, it turns on the Site after any such changes.
1.7. Application – the User makes an offer to buy or sell cryptocurrency using the Services provided by the Service.
1.8. A payment systеm is a software and hardware product developed by a third party and represents a mechanism for implementing accounting for monetary obligations and organizing mutual settlements between its Users.
1.9. KYC & AML procedures – “Know Your Customer” (know your customer) – verification of the client’s personal data and “Anti-Money Laundering” – verification of the User’s digital assets/funds in order to counter money laundering).
1.10. Digital assets (hereinafter referred to as “cryptocurrency”, “digital currency”) refer to encrypted or digital tokens or digital currencies with a certain value, which are based on blockchain technology and cryptography, accounting for internal accounting units of which is provided by a decentralized systеm (there is no internal or external administrator or any equivalent), operating in full automatic mode.
2. The main provisions
2.1. Before using the SpbWMCasher Services, read these Terms carefully. If you do not agree to the Terms, stop using the Services.
2.2. By using the Services, you confirm that:
– You are 18 years old and have sufficient legal capacity to accept these Terms;
– Your digital assets/funds were obtained legally;
– You are fully responsible for the consequences of transactions;
– You agree to comply with the requirements of applicable law and guarantee that your transactions do not pursue any illegal purposes;
– You are not under the influence of third parties, all your actions are voluntary and deliberate.
2.3. When forming an application for the service, the User undertakes to specify his personal bank details / addresses of crypto wallets to receive funds / digital assets under the transaction.
2.4. When making a transaction payment, the User undertakes to transfer funds exclusively from personal bank accounts/accounts of payment systems. When making a transaction with digital assets, the User guarantees that the crypto wallets/accounts used on third-party centralized sites belong to him personally, and there is no access by third parties to the User’s crypto wallet /account on third-party centralized sites. If the User suffers financial losses due to the provision of cryptocurrencies, bank accounts /accounts of payment systems that do not belong to him personally, then the User is fully responsible for all financial losses.
3. Services
3.1. Ordering the services of the Service and receiving information about the progress of the transaction by the User is carried out exclusively through the contacts indicated on the Website.
3.2. The Service operates according to the established internal schedule. Applications are accepted around the clock. Semi—automatic applications are processed up to 24 hours, manual applications – up to 36 hours. The Service is not responsible for delays caused by technical failures, including failures in the blockchain network.
3.3. Questions and claims on applications are accepted within 24 hours from the moment of their registration. After this period, applications are considered completed.
3.4. In case of suspicious User actions or the use of suspicious assets, the service may delay payment and require additional verification.
3.5. The Service reserves the right to refuse the service unilaterally.
3.6. If suspicious activity is detected, the Service may suspend operations until the reasons are clarified.
3.7. If more assets are sent to the User than indicated in the application, the User is obliged to inform about this and return the excess within 24 hours.
3.8. If the User has paid for the application, but wants to cancel it, the refund is carried out minus commissions. If the application is canceled after payment, a 2% commission is deducted.
3.9. The Service may cancel the request if the payment is not made within 30 minutes.
3.10. The Service has the right to recalculate the amount to be paid if the exchange rate deviates by 0.3% or more.
3.11. The Service does not accept funds sent through smart contracts. The user assumes all risks.
4. Rights and obligations
4.1. At the request of law enforcement agencies, the Service may suspend or cancel the operation and provide information about the User.
4.2. The Service may suspend or cancel the operation if the User violates the Agreement.
4.3. The Service has the right to request personal data for processing applications and reviewing claims. The user agrees to the processing of data by submitting a request.
4.4. Personal data includes: full name, phone number, email address, bank details, photo/video, passport data, wallet address on the blockchain network.
4.5. Data processing includes collection, recording, systematization, storage, use and deletion.
4.6. The Service may conduct KYC and AML procedures in case of suspicious activity or at the request of law enforcement agencies.
4.7. Third-party services, such as Crystal Blockchain, can be used for AML checks.
4.8 The Service has the right to perform an AML check of assets received from the Customer. If the acceptable risk level is exceeded (at the discretion of the Service), the transaction can be blocked until the User passes verification, after which the Service can make a refund. The refund may take from 1 to 30 days after the information requested by the Service is provided.
5. Circumstances of force majeure
5.1. Neither the User nor the Service is responsible for non-fulfillment of obligations caused by circumstances that cannot be foreseen or avoided, such as war, natural disasters, actions of authorities and other insurmountable circumstances.
5.2. A party that does not fulfill its obligations due to such circumstances must notify the other party of the obstacle and its impact on the fulfillment of obligations within 3 calendar days.
5.3. If a party has not notified the other party of the impossibility of fulfilling obligations, it loses the right to refer to such circumstances.
6. Responsibility
6.1. The User is fully responsible for all actions related to the use of the Services, including the security of their computer systems.
6.2. The User acknowledges that transactions in the blockchain are irreversible and is responsible for the correctness of the information about the wallet and bank details.
6.3. The User is responsible for the use of the Services, his actions, operations and the information provided.
6.4. The Service is not responsible for blocking the User’s bank accounts as a result of internal audits of financial institutions.
7. Final provisions
7.1. The User should participate in transactions only with a full understanding of the operation of the blockchain and the risks associated with cryptocurrencies.
7.2. All claims and appeals are sent to the contact details indicated on the Website. The claim review period is 7 working days.
7.3. The Services of the Service may be prohibited in some jurisdictions. The User confirms that he is not a resident of such jurisdictions.
